Quick Stats
| Detail | Info |
|---|---|
| Provider | 3 Oaks Gaming |
| Game Type | Video Slot |
| RTP | 95.53% |
| Volatility | High |
| Reels / Rows | 5 × 4 |
| Paylines | 20 Fixed |
| Min Bet | $0.20 |
| Max Bet | $40.00 |
| Max Win | 5,000x stake (Grand Jackpot) |
| Features | Sticky Wilds, Free Spins, Hold and Win, Mystery Symbols, Four Jackpots |
| Theme | Chinese / Asian Gods |
| Release Date | 2022 |
| Platform | Desktop & Mobile |
What Is Caishen Wealth?
Caishen Wealth is a Chinese mythology slot from 3 Oaks Gaming, a studio originally founded under the Booongo brand and now operating independently. The game is themed around Caishen, the Chinese god of prosperity, whose image features prominently both as a high-pay symbol and as a general visual anchor throughout the reels.
The 5×4 grid is larger than the standard 5×3 layout you’ll find on most pokies, giving you 20 active paylines rather than 10. That extra row matters most in the Hold and Win feature, where all 20 positions need to be filled to claim the Grand Jackpot. The game runs fully on desktop and mobile without a download.
Caishen Wealth suits players who are comfortable with high volatility — meaning sessions where your balance can swing hard in both directions, and the payoff comes when the bonus features fire properly. Budget-conscious players or those who prefer frequent small wins will find this format frustrating. The game is built for players willing to grind through the base game to reach the Hold and Win round.
Try this: set a session budget before you open the game, decide in advance what your stop-loss is, and treat the base game as the cost of getting to the bonus.
RTP and Volatility
The RTP of 95.53% sits below the industry average of roughly 96%. For every $100 wagered across millions of spins, the game theoretically returns $95.53. That gap — around 0.5% below average — isn’t huge in absolute terms, but it compounds over long sessions and means you’re working with slightly less favourable mathematics than you’d find in a comparable game with a 96%+ return.
The high volatility compounds this. You can go 50 or 60 spins in the base game without a meaningful win, and the free spins feature doesn’t guarantee a large payout either. The real money is in the Hold and Win round, and that requires 6 or more golden coin bonus symbols to land in a single spin — a relatively rare event.
In a $20 session at $0.20 per spin (100 spins), you should expect your balance to fluctuate considerably. Some spins will produce nothing; a well-timed Hold and Win trigger can more than recover everything you’ve spent. That’s the shape of high-volatility gameplay — feast or famine, with the feast sitting inside the bonus.
Watch for: if the Hold and Win doesn’t trigger within your budget, don’t chase. The RNG has no memory, and past results don’t influence future spins.
Betting Range
Stakes run from $0.20 to $40.00 per spin. At $0.20, the Grand Jackpot pays $1,000 (5,000x × $0.20). At the $40 maximum, that same jackpot returns $200,000. The jackpot is fixed at 5,000x stake — it scales directly with your bet, not a pooled prize.
There’s no Buy Feature in Caishen Wealth. Both the free spins and Hold and Win features must trigger naturally from the reels. Set your stake at a level you can sustain for at least 80 spins before the first major swing lands — that’s a realistic baseline for a high-volatility session.
How to Play Caishen Wealth — Step by Step
- Set your bet. Use the plus and minus controls to select a total bet between $0.20 and $40.00 per spin. This is your total stake per round, spread across all 20 paylines.
- Check the paytable. Tap the “i” icon in the top right corner before you start. It shows all symbol values, the exact trigger conditions for both features, and the current jackpot values displayed above the reels.
- Spin. Press the spin button for a single round or activate Auto Spin to run a preset number of spins automatically. A speed controller is also available if you prefer faster rounds.
- Understand what pays. Wins form when three or more matching symbols land on adjacent reels from left to right, starting from reel 1. All 20 paylines are fixed and always active.
- Watch for feature triggers. Three Flower Scatter symbols on reels 2, 3, and 4 start the Free Spins feature. Six or more Golden Coin Bonus symbols anywhere on the 5×4 grid trigger the Hold and Win round.
- After a win. There’s no gamble feature — wins are credited automatically. During Hold and Win, track the respin counter carefully; each new coin that lands resets it to 3.
Try this: Play 20 base game spins at your chosen stake and observe how often the Pouch Wild lands and how frequently Golden Coins appear. This gives you a read on the game’s rhythm before you commit to a longer session.
Symbols and Paytable
The 5×4 grid carries two tiers of regular symbols. Low-pay icons are the standard playing card ranks — J, Q, K, and A — styled with Asian-influenced detailing. These pay modest amounts for three-to-five of a kind on a payline.
The high-pay symbols are themed characters: multiple depictions of Caishen (as both a mature deity and child figures), gold ingots (yuan bao), and bags of money. The Caishen deity portrait is the top-paying regular symbol on the paytable.
Three special symbols drive the bonus mechanics. The Pouch Wild substitutes for all regular symbols and appears across all five reels. The Flower Scatter appears only on reels 2, 3, and 4 — it cannot land on reels 1 or 5. The Golden Coin is the Bonus symbol; it carries a cash value displayed on its face and is the key to the Hold and Win feature.
Bonus Features
Free Spins with Sticky Wilds
Land three Flower Scatter symbols on reels 2, 3, and 4 simultaneously and the game awards 8 free spins. The key mechanic during this feature is what happens to the Pouch Wild: every Wild that lands during the free spins round transforms immediately into a Sticky Wild. Sticky Wilds remain in place for the entire duration of the feature — they don’t disappear between spins.
The extension mechanic adds another layer. If, at any point during the feature, at least one Sticky Wild is sitting on every one of the five reels simultaneously, you receive 5 additional free spins. This can happen more than once, so a feature that starts with 8 spins can extend significantly if Wilds continue to land across all reels. The Sticky Wilds accumulating across 20 positions meaningfully increase your coverage of the paylines, which is where the value of this feature comes from.
Hold and Win
This is the main event. When 6 or more Golden Coin Bonus symbols land anywhere on the 5×4 grid in a single base game spin, the Hold and Win round begins. Any coins that triggered the feature lock into place, and you receive 3 respins.
During the respins, only Golden Coin symbols can appear on the reels. Each new coin that lands sticks in position and resets the respin counter back to 3. The feature continues until you run out of respins or fill all 20 positions on the grid. At the end of the feature, all coin values are totalled and paid out.
There are four jackpot tiers available during Hold and Win:
- Mini Jackpot — 20x your total bet
- Minor Jackpot — 50x your total bet
- Major Jackpot — 150x your total bet
- Grand Jackpot — 5,000x your total bet, awarded only when all 20 grid positions are filled with coin symbols
Mystery Symbols
Mystery Symbols can appear randomly during the Hold and Win respins. When they land, they reveal one of the three smaller jackpot symbols — Mini, Minor, or Major — giving you an additional path to the tiered prizes without needing the specific coin symbol to land naturally in that position. They do not count toward filling the board for the Grand Jackpot.
Developer Background
3 Oaks Gaming is the rebranded identity of Booongo, a studio with roots in Eastern European game development. The studio holds licences from multiple jurisdictions and has built a catalogue that leans heavily on Hold and Win mechanics across different themes. Other titles following the same format include Aztec Fire: Hold and Win and Rio Gems, both of which share the same respin-plus-jackpot structure. Caishen Wealth is one of their most recognised releases in the Asian theme category.
Is Caishen Wealth Worth Playing?
Pros:
- The Hold and Win round is genuinely engaging — filling the 5×4 board with coins builds real tension.
- Four jackpot tiers give you meaningful targets within the bonus, not just one ceiling prize.
- Mystery Symbols add an extra route to jackpot wins during the Hold and Win without requiring additional coin landings.
- The $0.20 minimum bet keeps the game accessible on a tight budget.
- Sticky Wilds during free spins can extend the feature naturally, adding legitimate replay value.
Cons:
- RTP of 95.53% is below the market average and is a real consideration for longer sessions.
- High volatility means the base game can run cold for extended stretches.
- No Buy Feature — you cannot pay to access Hold and Win directly, so patience is required.
- The Grand Jackpot (fill all 20 positions) is a rare outcome; the feature most often pays through the smaller jackpot tiers.
- The theme is well-worn. If you’ve played other Caishen-branded slots, little here will surprise you visually.
Caishen Wealth delivers exactly what a high-volatility Hold and Win slot should — a patient base game and a respin round that can pay big when it fires correctly. The RTP is a fair knock against it, and you shouldn’t go in expecting frequent wins. But if you have the bankroll tolerance for high-variance play and you enjoy the structured tension of a filling board mechanic, this is a well-executed version of the format. Play it with a strict budget and a clear idea of when you’re walking away.
Responsible Gambling
Caishen Wealth uses a certified Random Number Generator (RNG). Every spin is independent — no pattern exists that can predict when the Hold and Win feature or jackpots will trigger, and previous outcomes have no effect on future spins. Set a budget before you start and stick to it. If gambling is affecting your finances, relationships, or wellbeing, contact a local responsible gambling support service for confidential assistance.
